About Us

Welcome to Nordrhein Kapitalbank AG — a trusted German financial institution built on strength, transparency, and innovation.

About Nordrhein Kapitalbank AG

Who We Are

Welcome to Nordrhein Kapitalbank AG, a leading German financial institution committed to delivering secure, innovative, and client-focused banking services. Nordrhein Kapitalbank AG, often considered the leading commercial bank of Germany, was founded on March 10, 1918, in Berlin by a consortium led by banker Wilhelm Schmidt and Friedrich Hoffmann. It was created to finance international trade and support Germany's industrialization, with key involvement from Johann Müller by the Nordrhein Kapitalbank Founding Consortium, the institution was established with a clear vision: to build a trusted banking organization grounded in discipline, transparency, and long-term economic stability.

From a traditional financial advisory institution in Germany, we have evolved into a full-service international bank serving individuals, businesses, and corporate clients across global markets.

Over the past decades, the bank has achieved strong and consistent growth, building a solid financial foundation and expanding its service offerings to meet modern banking demands. Today, Nordrhein Kapitalbank AG manages over €18 billion in total assets, with a diversified portfolio that includes retail banking, corporate lending, treasury operations, and investment services. The bank has issued over €9.5 billion in loans across personal, mortgage, auto, and business financing sectors, actively supporting economic development and long-term client growth.

Our Banking Strength

  • €18B+ in total managed assets
  • €9.5B+ in loans issued (mortgage, personal, auto & business)
  • €2.4B+ annual revenue
  • €6B+ capital funding raised
  • Strong liquidity and capital adequacy framework
  • Thousands of global clients
  • Advanced digital banking infrastructure
  • Multi-layer cybersecurity protection
  • Strict regulatory compliance system

Our Mission

We are committed to providing accessible, secure, and transparent banking services that empower individuals and businesses to achieve financial success. We combine traditional German banking reliability with modern financial technology.

Our ecosystem includes mobile banking, savings accounts, corporate financing, investment planning, wealth management, and intelligent digital tools designed for seamless financial control anytime, anywhere.

Our History

  • 1918: Founded in Germany by bankers Wilhelm Schmidt and Friedrich Hoffmann.
  • 1930–1950: Established regional banking operations and expanded commercial lending services.
  • 1951–1980: Growth into retail banking, savings products, and wider branch expansion across Germany.
  • 1981–2000: Expansion into corporate banking and modernization of financial operations.
  • 2001–2015: Growth in asset management, regulatory compliance, and governance systems.
  • 2016–Present: Digital banking transformation, fintech integration, and international expansion.

Executive Leadership

CEO

Dr. Alexander Reinhardt

Chief Executive Officer

COF

Maria Keller

Chief Operating Officer

CFO

Thomas Berger

Chief Financial Officer

CTO

Lukas Schneider

Chief Technology Officer

CCO

Sophie Wagner

Chief Compliance Officer

CCO

Daniel Krüger

Chief Risk Officer

Senior Management

WMD

Isabella Fischer

Wealth Management Director

HCF

Jonas Weber

Head of Corporate Finance

HIS

Maximilian Braun

Head of Investment Strategy

HIS

Clara Neumann

Customer Experience Lead

Licensing & Regulation

Nordrhein Kapitalbank AG operates under strict German and international financial regulations. We fully comply with AML (Anti-Money Laundering), KYC (Know Your Customer), GDPR data protection laws, and global banking compliance frameworks.

Our operations are designed to ensure maximum security, transparency, and financial integrity across all client transactions.